How long should you wait to apply for life insurance after quiting chewing tobacco?
Chewing tobacco underwriting varies by company. Some life insurance companies will consider you to be a tobacco user for 1 year after you quit chewing. The good news is that there are some life insurance companies that could care less about chewing tobacco and will offer you their non-tobacco life insurance rates today! In fact, you could chew tobacco at your insurance paramed exam and still qualify for non-tobacco rates.
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