Asked By: Valerie Grady
Date created: Thu, May 13, 2021 11:17 PM
Date updated: Sun, Jun 12, 2022 9:36 PM
Top best answers to the question «How does health insurance companies know if you smoke»
- The practice of demanding a surcharge for tobacco use is known as tobacco rating. Insurance companies and some experts justify the large surcharge acts as an incentive to convince smokers to quit. When Does Tobacco Rating Apply? Truly casual smokers may be able to avoid tobacco surcharges.