How do insurers know if you smoke?

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Erik Okuneva asked a question: How do insurers know if you smoke?
Asked By: Erik Okuneva
Date created: Fri, Jul 9, 2021 7:02 AM
Date updated: Fri, Jun 10, 2022 11:32 PM

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In order to guarantee transparency and honesty from the policy holder, insurance companies will sometimes require saliva or urine tests in order for you to prove that you are nicotine free. They can even look at your medical history to double check.

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